The Money Factory Review & Rating 2025
The Money Factory grabs attention with a large library of 1,000 plus games, rare live dealer tables for a sweeps site, and a straightforward 1x Sweeps Coins wagering rule. The no purchase signup bundle feels competitive, and Skrill redemptions often arrive fast, although ACH can run slower and a flat $3 cashout fee applies.
You get a strong option with more pros than cons, especially if you value variety and live games.
Blocked U.S. States for The Money Factory
ArizonaConnecticutDelawareIdahoLouisianaMichiganMontanaNevadaNew JerseyNew YorkUtahWashingtonWest Virginia
Availability can change, so double-check your state eligibility inside the TMF lobby before you play.
Claimable Offers worth your attention
The standout offer: a no purchase signup bonus of 3 SC plus 15,000 GC, paired with a generous first purchase deal that can add up to 70 SC. Below are the real value SC offers and how to claim them.
| Category | Deal | How to claim |
|---|---|---|
| Signup bonus | 3 SC plus 15,000 GC | Create an account, verify email or phone, SC and GC are credited automatically |
| First purchase bonus | Choose one, 32 SC plus 32,000 GC for $7.49, 45 SC plus 45,000 GC for $19.99, 70 SC plus 70,000 GC for $39.99 | Buy your preferred discounted first bundle, SC are awarded as a promotional bonus with the GC |
| Daily login | Progressive 7 day cycle from 0.2 SC Day 1 to 1 SC by Day 7 | Log in daily, cycle resets weekly, some users report a flat 0.2 SC daily so check in app |
| Referral, referrer | Up to 100 SC total, 5 SC when your friend spends over $25, 20 SC at $100, plus 75 SC at $1,200 cumulative | Share your link, rewards unlock as your friend’s total purchases cross each threshold |
We found no extra Sweeps Coins for the friend beyond the standard signup bundle.
Rules, Wagering and eligibility basics
Sweeps Coins must be wagered at least 1x before redemption for cash or gift cards. A minority of third party sources mention a 3x requirement; most references point to 1x, so check the current rules in your account. We found no definitive list of game exclusions for SC wagering; most sweeps casinos count slots and table games unless stated in the rules. Unused SC expire after 60 days from when they are awarded, so plan your play and redemptions accordingly.
Cashing Out, speed and minimums
You can redeem via bank transfer, via ACH, via Skrill, or choose electronic gift cards. Minimums are 100 SC for cash through ACH or Skrill, and 20 SC for e gift cards, which feels friendly for smaller redemptions. Processing typically runs 2 to 14 business days, Skrill often lands around 48 hours, gift cards arrive in about 1 to 2 days, ACH can take 7 to 14 days. A flat $3 fee applies to each cashout, noticeable on minimum cashouts and proportionally smaller for larger ones. KYC required before your first redemption, submit a government ID, proof of address, and a selfie to verify.
We do not earn from signups, so our recommendations focus on player value.
Sweeps Coins Pricing and value notes
After the welcome offer, TMF lists flexible GC packages that include promotional SC. Most higher tiers include roughly 1 SC per 1 dollar, entry level options can grant more SC per dollar.
- $7.99 gets you 32,000 GC plus 32 SC
- $9.99 gets you 10,000 GC plus 10 SC
- $19.99 gets you 45,000 GC plus 45 SC
- $39.99 gets you 70,000 GC plus 70 SC
- $99.99 gets you 100,000 GC plus 100 SC
- $199.99 gets you 200,000 GC plus 200 SC
- $499.99 gets you 500,000 GC plus 500 SC
The $7.99 package offers the best SC per dollar among standard bundles, while most higher tiers run at a simple 1 to 1 SC allotment. Keep in mind, you buy GC for entertainment, SC are promotional and subject to sweepstakes rules.
First Purchase Bonus
Your first purchase can be one of three discounted bundles, $7.49 for 32,000 GC plus 32 SC, $19.99 for 45,000 GC plus 45 SC, or $39.99 for 70,000 GC plus 70 SC. If you want more SC per dollar on day one, the smallest option feels efficient, though each choice works well.
Payment Providers you can use
Purchases are supported by a wide mix of cards and digital options, though some popular wallets remain absent.
- Available: Visa, Mastercard, American Express, Discover, Apple Pay, Skrill, online bank transfer, select gift cards
- Not available: PayPal, Google Pay, cryptocurrencies, Trustly
Games, Live Dealer and Originals
The Money Factory hosts 1,000 plus titles with a strong slot lineup, around 850 to 1,000 plus, plus 30 plus RNG table games and more than 20 live dealer tables. The variety stands out for a sweeps site, and you get a healthy mix of branded originals, instant wins, and well known studio content.
Specialty and standout picks
Live Dealer tables by Iconic 21 cover blackjack, roulette, baccarat, Teen Patti, and game show style titles, a rare offering among sweeps sites. Instant win fans get Plinko, Mines, Crash, Keno, Boxes, Spaceman, Minesweeper XY, and multiple scratchers like Groovy Wins and Scratch N Roll.
Game Studios & Developers
Notable partners include TMF Originals, RubyPlay, 3 Oaks Gaming, Booming Games, Hacksaw Gaming, Evolution, Iconic 21, NetEnt, Red Tiger, NetGaming, Spinoro, KA Gaming, Nolimit City, Evoplay, Eurasian Gaming, Big Time Gaming, Red Rake, Novomatic, Spadegaming, Slotmill, Pragmatic Play, Koala Gaming, SimplePlay, BGaming, Mancala Gaming. Availability can vary by game and time.
App vs Browser, how it plays on your phone
No native app exists; however the mobile website feels fully optimized, loads quickly, and keeps key features from desktop. Navigation filters help you find games fast, and performance reports are positive on both iOS and Android browsers. If you prefer a true app experience, that gap remains, but browser play stays smooth.
- iOS, No native app, play in Safari or another mobile browser
- Android, No native app, play in Chrome or another mobile browser
Loyalty and VIP tiers
TMF runs a six tier loyalty program, Nexus, Mint, Vault, Forge, Reserve, Empire, and you are auto enrolled. You move up by wagering, and hitting a new tier grants extra GC and SC bonuses. No cashback or exclusive tournament access reported, so perks stay coin based rather than experiential.
Help and Support options
Support comes through 24 by 7 live chat, email, and social channels. Live chat usually feels fast, email responses can take several hours. No phone support, a common setup for sweeps casinos.
- Live chat, 24 by 7
- Email support
- Social media messaging
Safety, security and responsible play
The site uses SSL encryption, geo fencing, and optional two factor authentication to protect accounts and enforce location rules. Games are RNG tested for fairness, and KYC remains mandatory before redemption. Responsible gaming tools include deposit limits on daily, weekly, or monthly windows, time based reality checks, temporary timeouts, self exclusion, and the option to opt out of communications.
Trust & Vibe Check
Community feedback trends broadly positive for a 2024 launch, highlighting the large game catalog and solid signup value, with the most common complaints focused on slower ACH withdrawals and modest daily login returns. Trustpilot sits around 3.9 ★ out of 5 from 5.2k reviews, above average for the category. We do not accept affiliate commissions, which helps keep this assessment impartial.
The GoodSweeps Vibe Check lands at 3.7 out of 5, a summary of user experiences from social media and online forums. In short, players like the variety and the live dealer option, they want faster bank payouts and a bit more from daily freebies. For a newer site, the trajectory looks encouraging, and the key trade offs are clear so you can decide if the fit feels right for you.
